What does Monetalio do with your personal information?
Federal law gives consumers the right to limit some but not all sharing. This notice explains how Monetalio collects, shares and protects personal information.
Why?
Marketing and lead-generation companies choose how they share personal information. Federal law gives consumers the right to limit some but not all sharing.
What?
The types of personal information we collect and share depend on the product or service you have with us. Because Monetalio operates as a debt-relief matching service, this information can include:
- Estimated debt amount and primary type of debt.
- Financial hardship status and state of residence.
- Email address, phone number and basic contact details.
How?
The table below describes reasons companies may share personal information, whether Monetalio shares for those reasons, and whether that sharing can be limited.
| Reason for sharing | Does Monetalio share? | Can you limit this sharing? |
|---|---|---|
| Everyday business purposes — processing requests, matching with debt-relief network partners, maintaining accounts, responding to court orders and legal investigations. | Yes | No |
| Our marketing purposes — offering our services and matching programs. | Yes | No |
| Joint marketing with other companies. | Yes | No |
| Affiliates' everyday business purposes — information about transactions and experiences. | Yes | No |
| Affiliates' everyday business purposes — information about eligibility or suitability for debt-relief programs. | Yes | Yes |
| Nonaffiliates to market to you. | Yes | Yes |
Email info@digitaldatacontrol.com.
If you are a new customer, sharing described in the source notice may begin 30 days from the date the notice is sent. You can contact us at any time to limit sharing where the notice says a choice is available.
Who we are & what we do
Who is providing this notice?
Monetalio, operated by KOVA DYNAMICS, S.L.
How does Monetalio protect my personal information?
We use administrative, technical and physical safeguards designed to protect personal information from unauthorized access and use.
How does Monetalio collect my personal information?
We may collect personal information when you create an account, use our matching Service, communicate with us or submit a debt-relief assessment form.
Why can't I limit all sharing?
The source notice states that federal law gives consumers the right to limit certain categories of sharing, including some sharing for affiliates' eligibility or creditworthiness purposes, affiliates' marketing and nonaffiliate marketing. State laws and individual companies may provide additional rights.
What happens when I limit sharing for an account I hold jointly?
Your choices apply to you alone unless you tell us otherwise.
Definitions
Affiliates
Companies related by common ownership or control. They may be financial or nonfinancial companies. The source notice identifies KOVA DYNAMICS, S.L. as the operator associated with Monetalio.
Nonaffiliates
Companies not related by common ownership or control. They may include debt-relief agencies, debt-settlement companies and service providers such as identity-verification services and advertising networks.
Joint marketing
A formal agreement between nonaffiliated companies that together market products or services. Joint-marketing partners may include debt-relief network partners, marketing agencies and other service providers.
Other important information
California and Vermont: the source notice states that information about residents of these states will not be shared with nonaffiliates except where permitted by law, including with consent, to facilitate debt-relief matching, for permitted joint marketing, or to provide rewards or benefits. California residents can email info@digitaldatacontrol.com regarding sharing choices described in the notice.